---
title: "SECTION 2: Artificial Intelligence: Risk, tool and decision-maker"
canonical: "/section-2-artificial-intelligence-risk-tool-and-decision-maker"
published: 2026-11-13
---

# SECTION 2: Artificial Intelligence: Risk, tool and decision-maker

### Artificial Intelligence: Risk, tool and decision-maker

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AI is fundamental to how automated vehicles perceive their environment and make driving decisions. At the same time, insurers will increasingly use AI to interpret the data those vehicles generate.

AI may therefore be both part of the insured risk and part of the insurer's response to it.

It can structure vast datasets and identify patterns, but also raises questions around explainability, reliability and accountability. Generative AI can, meanwhile, help manufacture convincing false evidence.

$49billion

The AI market specifically tailored for self driving cars is set to surpass $49 billion by 2030. 
(The National Law Review, 2026)

WATCH: Artificial intelligence and automated vehicles

Pete Allchorne, Partner, DAC Beachcroft CSG Strategic Advisory, Alex Glassbrook, Barrister, Temple Garden Chambers and Tom Barnes, Autonomous & Automotive Partnerships Manager, Admiral discuss AI, exploring machine learning in automated driving, the legal and insurance implications of AI decision-making and the opportunities and risks created as AI becomes embedded throughout the mobility ecosystem.

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### Article:

#### Automated vehicles, artificial intelligence and the courts

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### KeyContributors

Alex Glassbrook

Barrister

Temple Garden Chambers

Peter Allchorne

Partner, Head of Strategic Advisory

DAC Beachcroft, CSG

Tom Barnes

Autonomous & Automotive Partnerships Manager

Admiral

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