Data capture and sharing: The data exists, but who gets access?
Having the relevant data somewhere in the ecosystem is not enough. Insurers need to know what will be available, when and how they can obtain it, how long it will be retained and in what format.
For the Motor Insurers' Bureau, mandated access is particularly important because it may have no contractual relationship with the vehicle or technology provider.
This is why the debate is moving beyond voluntary cooperation, towards mandated access to a defined minimum dataset. Clear rules could establish what information can be accessed, by whom and for what purpose, while protecting intellectual property and privacy.
Fraser Lyall sees a wider opportunity: “We have an opportunity to be a world leader in AV regulation.”
“Mandation is an absolute must when it comes to collision data for MIB to be able to take on the role as an AV guarantee fund.”
Alina Liebholz, Future Mobility Strategy Lead, The MIB
62%
of UK respondents were concerned about sharing personal driving data, despite 72% being open to the concept of usage-based insurance.
(Insurance Business, 2026)
Key Contributors
Tom Leggett
Vehicle Technology and Research Manager
Thatcham Research
Fraser Lyall
Senior Policy Advisor
in General Insurance
ABI
Alina Liebholz
Future Mobility
Strategy Lead
MIB
Peter Allchorne
Partner, Head of Strategic Advisory
DAC Beachcroft, CSG
Article:
Why mandated data sharing is critical to the success of automated vehicles
2025 DAC Beachcroft LLP. All rights reserved.
WATCH: Capturing and sharing AV data
Pete Allchorne, Head of Strategic Advisory, DAC Beachcroft CSG, Tom Leggett, Vehicle Technology and Research Manager at Thatcham Research, Fraser Lyall, Senior Policy Advisor in General Insurance at the ABI, and Alina Liebholz, Future Mobility Strategy Lead at the MIB discuss what data insurers actually need, how it could be accessed and why mandated data sharing could be crucial to the UK's AV framework.